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After suffering injuries in a car accident in Boston or the surrounding areas, individuals have three years to file a case in court, according to Massachusetts law.  This important law, called the “statute of limitations,” is strictly interpreted by courts, and if a case is not filed within this period of time, the plaintiff may be prevented from bringing it to court.  However, it is important to note that this statute of limitations does not affect when an individual may file their insurance claim.

Car crash
Statutes of limitations are determined by the “window” during which the cause of action accrues. Car accident injuries are held to have accrued as of the date of the injury or the date of the collision. Even victims with strong claims for compensation will be prevented from bringing a case after these three years have passed.  For victims pursuing a claim against a government entity, claims must be filed within 30 days of an accident.

Another important legal rule that may affect an individual’s ability to recover damages following a car accident is the doctrine of comparative fault.  In terms of liability, the comparative negligence law makes it important for victims not to admit fault when providing the police with statements. This is because comparative negligence can potentially affect the ability of an injured car accident victim to recover damages in a legal claim against another involved party.

Determining liability, or legal fault, for an accident is central to a personal injury claim for damages.  Accident victims can hold careless drivers accountable for their actions, but as plaintiffs in a personal injury claim, they carry the legal burden of proving fault.  Many Boston car accident cases are based on a negligence theory of law, which asserts that a driver breached their duty of care to operate their vehicle safely, and this breach directly caused the accident and resulting harm.

car accidentTo be at fault in a car accident, according to the Massachusetts Division of Insurance and the Code of Municipal Regulations (CMR), a driver must be at least 51 percent responsible for causing an accident.  This requirement is based upon Massachusetts’ comparative negligence doctrine.  When a victim plaintiff is determined to be at fault for an accident, this fault must not be 51 percent or more, or they will not recover damages. Provided that the plaintiff is less than 51 percent at fault, they will be able to recover damages, reduced by the amount of their fault.

The CMR includes standards of fault that are determinative or that tend to prove that a driver is more than 50 percent at fault for the accident.  Rear end collisions are included in this section, as are accidents that result when an operator fails to signal before turning or changing lanes, causing an accident.  Backover accidents, when the driver has been in the process of reversing their vehicle and collides with another vehicle, is a circumstance that indicates the driver is more than 50 percent at fault.

A Boston car accident attorney is prepared to represent those harmed by the negligent conduct of another driver.  Recently, 1o people suffered injuries when a taxi driver plowed into them outside Logan International Airport.  According to a news report, the incident reflected driver error, rather than terrorist intentions.  The driver mentioned that instead of hitting the brake, he accidentally accelerated into the victims. The victims were mostly other taxi drivers, who had taken a break to socialize.

taxi

While in this case, the at-fault driver admitted that he had erred, in some car accident lawsuits, the victims will have to prove liability, or legal fault, in order to recover damages in a personal injury claim. In the case of the taxi driver, he admitted that he had not intended to crash into the victims.  Nevertheless, the victims have the right to pursue legal damages against him for their injuries and medical costs.

Proving fault in a car accident, according to Massachusetts law, often requires showing that the other driver was negligent.  Negligence is a failure to meet a legal duty of care. All drivers owe others the duty to avoid foreseeable harm and to operate their vehicle as other drivers would under similar circumstances. To successfully show negligence, the plaintiff would show that the defendant driver breached their duty of care, and this breach directly caused the plaintiff’s injuries.

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When a vehicle collision occurs, it may be due to the negligence of a driver.  Negligence forms the legal theory of many personal injury claims, and victims can recover damages they have endured for serious injuries after proving the legal fault of the other driver.  To demonstrate negligence, the plaintiff victim would show that the defendant driver owed them a duty of care, breached this duty, and directly caused their resulting injuries and harm.

rear-end collisionAccording to the Commonwealth’s model civil jury instructions, negligence is defined as the failure to use the degree of care that a reasonable and prudent person would use, under similar circumstances, to prevent an accident.  Reasonable care is the level of attention that others would exercise in similar situations.  In the case of a driver breaching a duty of care, there are a variety of ways that this breach can take place.

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A recent report issued by the New York Times indicates that for children under the age of 15, the most common cause of death is unintentional injuries resulting from car accidents.  In the majority of fatal crashes, children were not wearing safety belts.  The National Highway Traffic Safety Administration provided statistics that supported the research and indicated that from state to state, there were variations in children’s deaths.

seatbelt

In Massachusetts, for example, between 2010 and 2014, there were 0.25 deaths per 100,000 children, as compared to 3.23 per 100,000 in Mississippi.  In Mississippi, of the 99 children who died in a car accident during the study period, 56 were not wearing seatbelts or were improperly restrained. Additionally, the study indicated that more deaths occurred on roads that were classified as rural by the Federal Highway Administration. The reasons for this vary and may include the distance to trauma centers, poor lighting on roads, and other factors.

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Recently, the Massachusetts Court of Appeals analyzed whether an automobile insurance company had engaged in unfair practices regarding a car accident victim’s claim for damages.  The plaintiff in this case had been awarded a substantial jury verdict of $818,000 for his personal injury claim against the driver who rear-ended his vehicle.  The insurer had offered to settle for $25,000 and $60,000, both rejected by the plaintiff. In the current lawsuit, the plaintiff had argued that the insurer violated Massachusetts law when handling his personal injury claim. In essence, the issue was whether the insurer had refused to pay the claim without conducting a reasonable investigation.

tow accident

The facts of this case indicate that the plaintiff worked as a tow truck operator and had been assisting a vehicle stuck in a snow drift.  While inside his tow truck, on the side of the road, another driver rear-ended his truck.  He alleged that he was injured and brought a personal injury claim against the driver.  The driver’s insurance company attempted to gather information from the plaintiff regarding his injuries, but apparently there remained doubt concerning his bodily injury claims.

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According to Massachusetts law, in an injury claim following a car accident, evidence that the car involved in the collision was registered to the defendant is pricrashma facie evidence it was being operated and controlled by someone for whom the defendant was legally responsible.  At issue in an appeal before a Massachusetts appellate court was how much weight to afford this statute in proving negligence, particularly when the registered owner of a car involved in a crash had granted permission to the driver to use the car. The court held that permission did not mean that the owner had the right to control the driver’s use of the car, especially when she was completing personal errands.

In a collision that was determined at trial to be an accident and not to have involved the negligence of the defendant, the lower court found the owner of the vehicle involved was not responsible for property damage.  Here, the driver had struck the plaintiff’s traffic signal and arm while borrowing the defendant’s car to run personal errands.  According to the trial court, the car owner had not allowed the driver the use of the car, but his brother had done so.  The lower court found that the driver had not been acting as the agent of the car owner, nor was she advancing his interests at the time of the collision. The lower court entered judgment for the defendant, the owner of the car.

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A Massachusetts court recently held that an automobile insurance company had not engaged in unfair claim settlement practices, in violation of state law, when it conditioned a payment of its policy limit on a release of all claims against its insureds. Following a one-vehicle accident in Swampscott, an injured passenger brought negligence claims against the driver and his employer, since the vehicle had been rented in the driver’s capacity as an employee. An automobile insurance compacar crashny defended both the driver and the company against allegations of negligence, specifically arguing that excessive speed caused the driver to crash into a wall after losing control of the vehicle.

In attempting to settle the claimant’s negligence claims, the insurance company rejected an offer by the passenger/claimant to release the insurer from further claims in exchange for the $1 million insurance policy limit. The insurer contended that paying the limit without a release of their insureds could potentially expose them to bad faith claims.

The claimant then alleged that by failing to investigate and make an equitable settlement offer, the insurer was making a willful and knowing violation of Massachusetts law.  The insurance company relied upon case law and specifically Lazaris v. Metropolitan Property & Cas. Ins. Co., 428 Mass. 502 (1998), to make clear that it could condition paying the policy limit on receiving a release of its insureds.

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In an appeal involving an employer’s duty to safeguard confidential information, the Massachusetts Court of Appeal held that a lower court’s grant of summary judgment in favor of an automobile insurance company should be vacahighwayted.  The lower court had found that the plaintiff had not met his duty of showing the company’s negligence in safeguarding his confidential information following a vehicle collision.  An employee of the insurance company had access to the plaintiff’s information and provided it to her boyfriend, who intimidated the plaintiff, as a witness to the crash.

The plaintiff brought a case against the automobile insurance company, and a lower court dismissed four of his five claims.  The plaintiff appealed the grant of summary judgment on his negligent failure to safeguard personal information claim. In this case, the facts indicated that an employee of the insurer had access to confidential data through work that included records maintained by the Registry of Motor Vehicles.

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Recently, a Massachusetts appeals court affirmed a judgment in favor of an insurance company in a civil action for damages following a motor vehicle accident.  Following an accident, automobile insurance companies may pay damages to an injured individual after a determination that their insured was legally at fault for a collision. In this lawsuit, the pcrashed carlaintiff received a payment from the at-fault party’s insurer. He argued that sales tax was recoverable as damages in tort, and it should therefore be recoverable under the insurance policy, even though he had not submitted proof he replaced his damaged vehicle.

The court stated that when looking at an insurance contract, the language is a question of law to be determined by the judge and, on appeal, by a reviewing court.  According to the common law of torts, injured individuals accrue a right, following an accident, to be compensated for injuries that have been wrongfully inflicted by another individual or entity.

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